As September approaches, our San Francisco Tax Tips newsletter focuses, again, on retirement. The kick-off article investigates ‘Target Date’ funds and customization opportunities. (To download the September eLetter, click here.)
Target Date Funds & Other Retirement Issues
Target date funds estimate a date of retirement. The original concept was that you decide you want to retire in 2025, for example, and you choose a fund with that date. The fund managers then allocate your investments among stocks and bonds, gradually becoming more conservative as the retirement date approaches. Now, there are some new modifications in this TDF funds. A second article concerns “draw downs” of retirement and the according strategy as to whether to draw down post-tax or pre-tax retirement funds. Finally, if you’re a small business owner in San Francisco, we conclude our lively newsletter with a discussion of PTO or ‘Paid Time Off’ for your employees. So many benefits, so little time!
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Safe Harbor LLP is a CPA firm that specializes in accounting and tax services for individuals and businesses throughout the San Francisco Bay Area and greater California. Safe Harbor CPAs helps both individuals and businesses with tax preparation, IRS audit defense, and audited financial statements. The firm prides itself on friendly yet professional service and utilizes state-of-the-art Internet technology to provide quality customer service. Its goal: to be the best CPA firm in San Francisco.
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