Tag: Retirement

San Francisco Tax Tips – July 2016 – Newsletter

Filed in CPA Blog by on June 22, 2016

Retirement never ends, or at least planning for retirement. Americans are urged, constantly, to save more. But are you saving more wisely? July’s newsletter dives deep into retirement, first explaining the issue of “fiduciary” vs. “suitable” approaches to retirement investments from your advisor or broker. (To download the monthly eLetter, click here). 

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San Francisco Retirement Planning: Social Security Issues

Filed in CPA Blog by on June 21, 2015

Retirement might be far in the future, or just around the corner. Either way, social security may be a major part of your retirement strategy. 

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High Cost of Living in the San Francisco Bay Area and Low Tax States

Filed in CPA Blog by on May 22, 2015

The cost of living in San Francisco and in the San Francisco Bay Area in general is one of the highest in the nation. That said, one of the “benefits” of being a Bay Area resident is that pretty much anywhere you go, it seems cheap. We can even go to Honolulu or New York […]

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The San Francisco Nouveau Riche and Retirement Planning

Filed in CPA Blog by on May 5, 2015

Nouveau Riche is a term used to describe those who acquire their wealth, themselves, rather than via inheritance. It can sometimes be a bit negative, but here in San Francisco we are using it only in the best of ways. Today’s “Internet boom” is cascading across the San Francisco Bay Area, and might be a […]

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San Francisco Startup Taxes and Sequence Risk

Filed in CPA Blog by on March 16, 2015

San Francisco is a city of entrepreneurship. We have many clients who come to us in their early 20s or late 30s, who are involved in the booming tech industries of the San Francisco Bay Area. In many situations, they are compensated by stock options or other forms of investment opportunities. In fact, we also […]

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Above the Line for Bay Area Taxpayers vs. Below the Line (Deductions)

Filed in CPA Blog by on March 13, 2015

This time of the year, meaning March 2015, many San Francisco Bay Area clients are getting ready for taxes! Given the fact that 2014 was a financially better year for many people, many people are awakening to the fact that they will actually have to pay more taxes than in years past. We at safe […]

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Retirement Planning – San Francisco Bay Area, Style

Filed in CPA Blog by on February 21, 2015

This month’s lively tax bulletin has an in-depth article, entitled, “Income Annuities in Employer Retirement Plans.” 

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Bay Area Retirement Planning Services: Tax Free Roth IRA Conversions

Filed in CPA Blog by on December 29, 2014

Retirement planning is one of our most important functions as a top San Francisco accounting firm. Our accountants are experts at moving the numbers around, to minimize the taxes of today and to maximize your income when you retire tomorrow. This month’s San Francisco tax tips newsletter has a very informative article on Roth IRAs. […]

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Deferred Income Annuities – New Regulations (not just for California…)

Filed in CPA Blog by on November 27, 2014

Sometimes people move to California, make a lot of money… and then retire somewhere ‘cheaper.’ Incline Village in Nevada comes to mind, as do many locations in Arizona and elsewhere where the weather is still pretty good, but the cost of living is less.  And people in California generally live (or attempt to live) a […]

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SEP Plans and San Francisco Small Businesses – Separate Ways?

Filed in CPA Blog by on January 21, 2014

Simplified employee pension (SEP) plans are commonly used by self-employed individuals and others with party-time self-employment income. Many in San Francisco and throughout the San Franciso Bay Area are individual entrepreneurs whose income may vary, year by year. SEP plans can be an important part of tax planning, plus allow you to give your employees […]

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